One team.
Complete solution.

The financing and the home — handled by one team. 15+ years, 1,000+ mortgages, and a broker who shops 100+ lenders, not just the loan a bank can sell.

15+Years of experience
1,000+Mortgages processed
100+5-star reviews
50+Properties personally invested
Loan programs

A loan for every situation — not just the easy ones

Because I shop 100+ lenders, I can place loans a single bank turns away.

🏡

Purchase

Buy your next home with the right loan, shopped across 100+ lenders.

📉

Refinance

Lower your rate or payment when the market moves your way.

💵

Cash-Out & HELOC

Put your equity to work — renovations, investing, or consolidating debt.

🧾

Self-Employed Loan

Qualify on your real income — bank-statement programs, often no tax returns.

🔑

Investor Loan

Finance rentals on the property's cash flow (DSCR) — not your personal W-2.

🎖️

VA / FHA / USDA

Low- and no-down options for veterans, first-timers, and rural buyers.

💎

Wealth Builder Loan

Pay your home off years sooner using the cash already flowing through your accounts. Ask me how it works.

🌅

Reverse Mortgage

Homeowners 62+ can turn equity into cash flow with no monthly mortgage payment — while keeping title to their home.

How it works

Simple for you — I handle the hard parts

1

Apply in minutes

A quick, secure application. No stack of paperwork to start.

2

I shop 100+ lenders

You get the winner — the best rate and terms for your situation.

3

Approved & cleared

I chase every condition and keep everyone updated, so nothing stalls.

4

Keys in hand

Close on time and move in — done right, start to finish.

Three needs, one team

Financing, selling, or renting — you're covered

Most people juggle a lender, an agent, and a property manager who never talk. With Olson Home Group, it's one team handling all three.

Finance your home

Pre-approval, purchase loans, refinances, and equity options — with 100+ lenders shopped for the right fit.

Get pre-approved →

List your home

Sell with an agent who understands the numbers behind every offer — pricing, timing, and the financing your buyer needs.

Get started →

Rent your home

Local property management from someone who's invested in 50+ properties. Tenant placement, maintenance, and peace of mind.

Get started →
Free · no pressure · 20 seconds

Curious what your home is worth?

Get a real value and see how much equity you're sitting on — a lender-grade number, not a Zestimate guess.

About the team

A team that's actually been on your side of the table

Over 15 years and 1,000+ mortgages, we've learned that the best outcomes come from a team that sees the whole picture. We're not just brokers — we've personally invested in 50+ properties, so we understand real estate as owners, not just lenders.

That means real-world advice, straight numbers, and a team behind you through every step home.

Meet the team
100+ five-star Google reviews

Trusted across the White Mountains — Show Low, Snowflake, Taylor, Pinetop-Lakeside & beyond

Real reviews from real clients. See why buyers, sellers, and borrowers keep coming back.

★★★★★

"A big shout-out to Kristi Olson! We reached out to around 15 lenders and she came through for us… 10 days from application to money in our account. Great rate, no appraisal, nothing up front. If you want a HELOC or need a mortgage loan, she's your gal."

— Dayna Baldwin · Google review
★★★★★

"Having her as both our realtor and mortgage broker made the entire home-buying process seamless and stress-free. It's rare to find someone who can handle both sides so efficiently, but Kristi exceeded every expectation."

— Cody Fox · Google review
★★★★★

"Kristi went above and beyond when she caught an error in our loan that would have cost us more than $3,000 — her attention to detail saved us a significant amount of money. We felt supported every step of the way. Highly recommend!"

— Joe Parry · Google review
★★★★★

"Kristi Olson Loans is the best! She went above and beyond to make sure our VA loan closed on time. This was our second mortgage with her, and both times have been nothing short of amazing."

— Candy Canter · Google review
★★★★★

"We're so grateful for everything Kristi did for us! We didn't think we'd even be homeowners the way things are these days, but she helped tremendously. We love her dearly!"

— Drea Barberich · Google review
★★★★★

"Highly recommend!! We are returning clients of Kristi because she and her team are professional, kind, and guide us through the process every time. We trust her!"

— Julie Bigler · Google review
Where we lend & sell

Your White Mountains mortgage & real estate team

Not in Arizona or Missouri? I can still help.

I originate loans in Arizona and Missouri — and through Barrett Financial's multi-state network, I can connect you with a trusted, licensed loan officer across much of the country. Reach out and I'll get you to the right person.

Reach out — wherever you are
Ready when you are

Let's find your right loan — and your right home

Get pre-approved in minutes or just ask a question. No pressure, real answers.